/*
Theme Name: SAGA MGA Lovable Visual
Theme URI: https://sagamga.com
Author: OpenAI
Description: Professional WordPress theme for SAGA MGA Insurance Services Limited based on the Lovable visual direction, with active pages and broker login.
Version: 1.2.0
Requires at least: 6.0
Tested up to: 7.0
Text Domain: saga-mga
*/
:root{--navy:#071d3a;--navy2:#0b2f5b;--orange:#f05a1a;--ink:#10213d;--muted:#64748b;--soft:#f5f7fb;--white:#fff;--line:#e6ebf2}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{text-decoration:none;color:inherit}.topbar{background:var(--navy);color:#fff;font-size:14px}.wrap{max-width:1220px;margin:0 auto;padding:0 26px}.topbar .wrap,.header .wrap{display:flex;align-items:center;justify-content:space-between}.topbar .wrap{min-height:42px}.contact-mini{display:flex;gap:22px}.lang{font-weight:700}.header{background:#fff;box-shadow:0 8px 28px rgba(7,29,58,.08);position:sticky;top:0;z-index:50}.header .wrap{min-height:96px}.logo{display:flex;align-items:baseline;gap:18px;letter-spacing:.04em}.logo .saga{font-family:Georgia,'Times New Roman',serif;font-size:49px;line-height:1;color:var(--orange);font-weight:500}.logo .mga{font-family:Georgia,'Times New Roman',serif;font-size:28px;color:var(--navy);font-weight:700}.nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:800;text-transform:uppercase;letter-spacing:.02em}.nav a{position:relative;padding:38px 0;color:var(--navy)}.nav a:hover,.nav .current-menu-item>a{color:var(--orange)}.nav a:after{content:"";position:absolute;left:0;bottom:25px;width:0;height:3px;background:var(--orange);transition:.25s}.nav a:hover:after,.nav .current-menu-item>a:after{width:100%}.broker-btn{background:var(--orange)!important;color:#fff!important;padding:13px 18px!important;border-radius:4px;box-shadow:0 12px 24px rgba(240,90,26,.25)}.broker-btn:after{display:none}.hero{min-height:620px;background:linear-gradient(90deg,rgba(7,29,58,.95) 0%,rgba(7,29,58,.78) 40%,rgba(7,29,58,.15) 100%),url('assets/images/hero-architecture.jpg') center/cover no-repeat;color:#fff;display:flex;align-items:center}.hero-content{max-width:700px;padding:90px 0 140px}.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.16em;font-weight:800;font-size:13px;color:#ffb08c}.hero h1{font-size:66px;line-height:1.08;margin:18px 0 20px;letter-spacing:-.045em}.hero p{font-size:22px;max-width:650px;margin:0 0 34px;color:#edf4ff}.btns{display:flex;gap:14px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--orange);color:#fff;padding:15px 25px;border-radius:4px;font-weight:800;letter-spacing:.02em;text-transform:uppercase;box-shadow:0 16px 30px rgba(240,90,26,.26);border:0}.btn.secondary{background:#fff;color:var(--navy);box-shadow:none}.feature-strip{margin-top:-72px;position:relative;z-index:5}.feature-inner{background:#fff;border-radius:6px;box-shadow:0 22px 50px rgba(7,29,58,.14);display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden}.feature{display:flex;align-items:center;gap:18px;padding:33px 30px;border-right:1px solid var(--line);font-weight:800;color:var(--navy)}.feature:last-child{border-right:0}.feature svg{width:42px;height:42px;stroke:var(--orange);stroke-width:1.7;fill:none}.section{padding:86px 0}.section.alt{background:var(--soft)}.section-title{text-align:center;margin-bottom:44px}.section-title h2{font-size:40px;line-height:1.15;margin:0;color:var(--navy);letter-spacing:-.03em}.section-title span{display:block;width:78px;height:3px;background:var(--orange);margin:18px auto 0}.lead{font-size:20px;color:#42526e;max-width:900px}.grid{display:grid;gap:24px}.grid.cards{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;box-shadow:0 14px 36px rgba(7,29,58,.08);transition:.25s}.card:hover{transform:translateY(-4px);box-shadow:0 22px 45px rgba(7,29,58,.13)}.card-img{height:160px;background:linear-gradient(135deg,var(--navy),#12466f);position:relative;overflow:hidden}.card-img:before{content:"";position:absolute;inset:0;background:url('assets/images/hero-architecture.jpg') center/cover no-repeat;opacity:.38;filter:saturate(.85)}.card-body{padding:26px}.card h3{font-size:22px;margin:0 0 10px;color:var(--navy)}.card p{margin:0;color:#526179}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.photo-panel{min-height:430px;border-radius:8px;background:linear-gradient(rgba(7,29,58,.05),rgba(7,29,58,.1)),url('assets/images/hero-architecture.jpg') center/cover no-repeat;box-shadow:0 18px 42px rgba(7,29,58,.18)}.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px}.stat{background:#fff;border:1px solid var(--line);padding:22px;border-radius:8px}.stat strong{display:block;font-size:34px;color:var(--orange);line-height:1}.stat small{color:var(--muted);font-weight:700}.page-hero{background:linear-gradient(90deg,rgba(7,29,58,.95),rgba(7,29,58,.6)),url('assets/images/hero-architecture.jpg') center/cover no-repeat;color:#fff;padding:120px 0}.page-hero h1{font-size:54px;line-height:1.1;margin:0 0 14px}.page-hero p{max-width:760px;font-size:20px;color:#e7eef8}.content{padding:70px 0}.content h2{font-size:34px;color:var(--navy);margin:0 0 18px}.list{display:grid;gap:16px}.list-item{padding:22px 24px;border-left:4px solid var(--orange);background:#fff;box-shadow:0 10px 28px rgba(7,29,58,.07)}.portal{max-width:520px;margin:0 auto;background:#fff;border-radius:10px;box-shadow:0 22px 55px rgba(7,29,58,.14);padding:34px;border-top:5px solid var(--orange)}.portal label{display:block;font-weight:800;margin-top:16px;color:var(--navy)}.portal input{width:100%;padding:14px 15px;border:1px solid #d9e1ec;border-radius:5px;margin-top:6px;font-size:16px}.portal button{width:100%;margin-top:24px}.footer{background:#061a34;color:#dbe7f6;padding:60px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}.footer .brand{font-family:Georgia,'Times New Roman',serif;font-size:36px}.footer .brand .s{color:var(--orange)}.footer .brand .m{color:#fff;margin-left:12px}.footer h4{color:#fff;margin:0 0 15px}.footer a{display:block;color:#dbe7f6;margin-bottom:8px}.copyright{border-top:1px solid rgba(255,255,255,.14);margin-top:35px;padding-top:20px;color:#94a8c3;font-size:14px}.mobile-toggle{display:none}@media(max-width:980px){.header .wrap{align-items:flex-start;flex-direction:column;padding-top:18px;padding-bottom:18px}.nav{gap:16px;flex-wrap:wrap}.nav a{padding:8px 0}.nav a:after{bottom:0}.hero h1{font-size:48px}.feature-inner,.grid.cards,.split,.footer-grid{grid-template-columns:1fr}.feature{border-right:0;border-bottom:1px solid var(--line)}.feature:last-child{border-bottom:0}.stat-row{grid-template-columns:1fr}.hero{min-height:auto}.hero-content{padding:80px 0 130px}.logo .saga{font-size:42px}}@media(max-width:640px){.topbar .wrap{display:block;padding-top:9px;padding-bottom:9px}.contact-mini{display:block}.hero h1,.page-hero h1{font-size:38px}.wrap{padding:0 18px}.section{padding:60px 0}}

.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:28px;align-items:center}.nav li{list-style:none;margin:0;padding:0}.login-help{font-size:14px;color:#64748b;margin-top:18px;line-height:1.7}.login-help a{color:var(--orange);font-weight:800}

/* v3 fixes */
.header .wrap{gap:34px}.nav{list-style:none}.nav a.broker-btn{display:none!important}